SOFTWARE PRODUCTS

Finar provides RiskMetre Enterprise andDecisionMetre software for financial institutions and Riskmetre Commercial software for small scale financial institutions, industrial and commercial companies.For more information please click to the below logos.

Developed for the banks and financial institutions such as consumer finance, leasing, factoring and credit insurance companies.

 

·         Reliable Solution built On Deep Banking Experience

·         Developed by an experienced team of bankers and software experts

·         First implementation of RiskMetre in Turkish banking industry dates back to 1988

• Fully Basel II compliant system  

·         Important live references in banking and finance industries within Turkey

·         Doesn’t have generic algorithm, supports both statistical and expert-driven algorithms developed by the institutions or Finar

·          Enable power users to change scorecards “without IT support

·         Supports “consumer”, “micro” ,“small business”, “commercial” and “corporate” segment scorecards

• Suitable for “housing”, “vehicle” and “credit card” scoring
• Calculates a “score” and a “rating” in addition to “accept/reject decision”
• Produces “credit decision warnings” according to user defined “business rules”
• Supports the “use of behavioral scorecards” as well as application scorecards
• User determines where the “results”will be “displayed and reported to”

 

 

 

·         Developed by an experienced team of bankers and software experts

·         First implementation in Turkish banking industry dates back to 1988

·         A platform that helps uniform risk-adjusted credit decisions across the bank

·         Triggered by the score and rating produced by RiskMetre. Suitable for all types of credit segments

·         Does not require IT people to change the credit decisioning parameters and run the system

·         Provides a simulation tool to arrive at the optimum combination of credit products, limits and collaterals

·         Does not add new workload on the users. On the contrary it facilitates swift credit decisions

·         Works in tandem with the bank’s existing interfaces, databases, workflows and reporting tools

·         All data labels are parametric and user changeable

 

·         A management tool that can efficiently be used for credit decisions of companies that especially have sales channels through vendors, distributors or wholesalers.

·         Also suitable for small scale leasing and factoring companies.

·          Scorecard algorithms that are defined inside RiskMetre Commercial by Finar have been developed and tested to fit the conditions in Turkey. If preferred, the algorithms can be changed or new algorithms can be defined by the user.

·         Produces a set of alerts and automatic rejection/automatic acceptance decisions for the evaluated company in addition to a score and rating.

·         User-friendly, does not add new workload on the users.

·         Data import capabilities via standard excel formats.

·         Capable of running diverse scorecard algorithms for different customer groups and credit types.